Privacy & data
Your privacy, in full.
Our complete Privacy Policy explains exactly how your personal data is handled across your Next Payment account and card. Read it in your browser or download the full PDF below.
Privacy Policy
How Next Payment and our card issuer, Transact Payments Malta, collect, use, share and protect your personal data — including the legal bases for processing, retention periods, and your rights under GDPR.
What's inside
- What personal data we collect, and the legal bases we rely on to process it
- Who we share your information with — including our card issuer and service providers
- How long we keep your data, where it's transferred, and how we keep it secure
- Your rights under GDPR, our Data Protection Officer, and how to complain to the MFSA
Documents
Other documents & disclosures
The payment, card-security and regulatory documents that sit alongside your privacy rights. Each is a downloadable PDF.
Verification of Payee — FAQs
How the Verification of Payee name-check works when you send SEPA payments, what each result (match, close match, no match) means, and how it protects you from fraud and mistaken transfers.
Visa Exchange Rate Calculator
How to use Visa's official calculator to estimate the exchange rate when you pay with your card abroad — and why to set the bank-fee field to zero, since we don't charge one.
Visa Secure — FAQs
How Visa Secure adds an extra identity check at online checkout to protect you from fraud — what it is, that it's free with no sign-up, and how it meets the EU's Strong Customer Authentication (PSD2) rules.
Issuer Disclaimer (EU)
The regulatory notice confirming that EU payment accounts, payment services and Visa cards are issued by Transact Payments Malta Ltd, authorised and regulated by the Malta Financial Services Authority (MFSA).